:root{--cream:#FBFAF6;--card:#FFFFFF;--navy:#15233F;--gold:#C6A15B;--gold-deep:#A9803A;--ink:#26303f;--muted:#726A5B;--line:#EAE6DC;}
  *{box-sizing:border-box}
  html{scroll-behavior:smooth}
  body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--cream);line-height:1.65;-webkit-font-smoothing:antialiased;}
  a{color:var(--gold-deep);text-decoration:none}
  a:hover{color:var(--navy)}
  .wrap{max-width:840px;margin:0 auto;padding:0 24px}

  header.nav{position:sticky;top:0;background:rgba(251,250,246,.9);backdrop-filter:blur(8px);border-bottom:1px solid var(--line);z-index:10}
  .nav .wrap{display:flex;align-items:center;justify-content:space-between;height:62px}
  .brand{font-weight:700;color:var(--navy);letter-spacing:.3px}
  .navlinks a{position:relative;margin-left:24px;color:var(--muted);font-size:15px}
  .navlinks a::after{content:"";position:absolute;left:0;right:0;bottom:-6px;height:2px;background:var(--gold);border-radius:2px;transform:scaleX(0);transform-origin:left center;transition:transform .28s ease}
  .navlinks a:hover{color:var(--navy);text-decoration:none}
  .navlinks a:hover::after{transform:scaleX(1)}
  @media(max-width:640px){.navlinks{display:none}}

  .hero{padding:66px 0 52px;position:relative;overflow:hidden}
  .hero .wrap{position:relative;z-index:1}
  .herohead{display:flex;align-items:center;gap:28px;flex-wrap:wrap;margin:0 0 20px}
  .portrait-ring{width:138px;height:138px;border-radius:50%;padding:2.5px;background:linear-gradient(90deg, var(--gold-deep), #ecd6a4, var(--gold), #ecd6a4, var(--gold-deep));background-size:200% auto;display:inline-flex;flex:none}
  .portrait{width:100%;height:100%;border-radius:50%;object-fit:cover;display:block;border:3px solid var(--cream)}
  .hero h1{font-size:44px;line-height:1.05;margin:0 0 8px;color:var(--navy);letter-spacing:-.6px}
  .hero .role{font-size:19px;color:var(--gold-deep);font-weight:600;margin:0}
  .hero .rule{width:64px;height:3px;background:var(--gold);border-radius:3px;margin:0 0 20px}
  .hero p.lead{font-size:19px;color:var(--ink);max-width:660px;margin:0 0 28px}
  .cta{display:flex;gap:12px;flex-wrap:wrap}
  .btn{display:inline-block;padding:12px 22px;border-radius:9px;font-weight:600;font-size:15px}
  .btn-primary{background:var(--navy);color:var(--cream)}
  .btn-primary:hover{background:#0f1b30;color:var(--cream);text-decoration:none}
  .btn-ghost{border:1.5px solid var(--line);color:var(--navy);background:transparent}
  .btn-ghost:hover{border-color:var(--gold);color:var(--navy);text-decoration:none}

  section{padding:54px 0;border-top:1px solid var(--line)}
  .hero{border-top:none}
  section h2{display:flex;align-items:center;font-size:15px;text-transform:uppercase;letter-spacing:1.6px;color:var(--navy);margin:0 0 24px;font-weight:700}
  .about p{font-size:18px;max-width:680px}
  .about p + p{margin-top:16px}

  .snum{position:relative;display:inline-flex;align-items:center;justify-content:center;width:58px;height:40px;margin-right:16px;flex:none}
  .snum svg{position:absolute;inset:0;width:100%;height:100%;overflow:visible}
  .snum svg path{fill:none;stroke:var(--gold);stroke-width:3.4;stroke-linecap:round;stroke-linejoin:round}
  .snum b{position:relative;color:var(--navy);font-size:17px;font-weight:800}
  section h2.ondark{color:#fff}
  .band .snum b{color:#fff}
  .band .snum svg path{stroke:var(--gold)}

  .cards{display:grid;grid-template-columns:1fr 1fr;gap:18px}
  @media(max-width:640px){.cards{grid-template-columns:1fr}}
  .card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:24px}
  .card h3{margin:0 0 6px;font-size:17px;color:var(--navy)}
  .card .meta{font-size:12.5px;color:var(--gold-deep);margin:0 0 10px;font-weight:700;letter-spacing:.4px}
  .card p{margin:0;font-size:15.5px;color:#3f4653}

  .band{background:var(--navy);color:#fff;border-top:none}
  .band .quote{font-size:23px;line-height:1.45;max-width:660px;margin:0;color:#f4f1ea;font-weight:600}
  .band .quote span{color:var(--gold)}
  .band .stats{display:flex;gap:44px;flex-wrap:wrap;margin-top:30px}
  .band .stat b{display:block;font-size:32px;color:var(--gold);font-weight:800;line-height:1}
  .band .stat span{font-size:13.5px;color:#b9c1cd;letter-spacing:.3px}

  .xgroup + .xgroup{margin-top:24px}
  .xlabel{font-size:13px;font-weight:700;color:var(--gold-deep);letter-spacing:.5px;margin:0 0 12px;text-transform:uppercase}
  .chips{display:flex;flex-wrap:wrap;gap:10px}
  .chip{background:var(--card);border:1.5px solid var(--line);color:var(--navy);border-radius:999px;padding:9px 17px;font-size:14.5px;font-weight:500}

  .faq details{border:1px solid var(--line);border-radius:12px;padding:4px 20px;margin-bottom:12px;background:var(--card)}
  .faq summary{cursor:pointer;font-weight:600;color:var(--navy);padding:13px 0;font-size:16.5px;list-style:none}
  .faq summary::-webkit-details-marker{display:none}
  .faq summary::after{content:"+";float:right;color:var(--gold-deep);font-weight:700}
  .faq details[open] summary::after{content:"–"}
  .faq p{margin:0 0 14px;color:#3f4653;font-size:15.5px}

  .form{display:grid;gap:14px;max-width:540px}
  .form label{font-size:12px;font-weight:700;color:var(--navy);letter-spacing:.5px;text-transform:uppercase;margin-bottom:-6px}
  .form input, .form textarea{width:100%;padding:13px 15px;border:1.5px solid var(--line);border-radius:9px;font:inherit;font-size:15.5px;color:var(--ink);background:#fff}
  .form input:focus, .form textarea:focus{outline:none;border-color:var(--gold)}
  .form textarea{min-height:130px;resize:vertical}
  .form button{border:none;cursor:pointer;justify-self:start}
  .hp{position:absolute;left:-9999px;top:-9999px;width:1px;height:1px;overflow:hidden;-webkit-user-select:none;user-select:none}
  .altrow{margin-top:26px;display:flex;flex-wrap:wrap;gap:12px 26px;font-size:16px;color:var(--muted)}
  .formmsg{max-width:540px;background:#fff;border:1px solid var(--line);border-radius:12px;padding:22px 24px;color:var(--ink);font-size:16px;line-height:1.6}
  .formmsg strong{color:var(--navy)}
  .formmsg .dot{display:inline-block;width:9px;height:9px;border-radius:50%;background:var(--gold);margin-right:9px;vertical-align:middle}
  .formmsg.err{border-color:#e3c9c9}

  footer{padding:36px 0;color:var(--muted);font-size:14px;text-align:center;border-top:1px solid var(--line)}

  .card{transition:transform .25s ease, box-shadow .25s ease, border-color .25s ease}
  .card:hover{transform:translateY(-5px);box-shadow:0 16px 34px rgba(21,35,63,.09);border-color:var(--gold)}
  .chip{transition:transform .2s ease, border-color .2s ease, color .2s ease}
  .chip:hover{transform:translateY(-2px);border-color:var(--gold);color:var(--gold-deep)}
  .btn{transition:transform .2s ease, background .2s ease, border-color .2s ease, box-shadow .2s ease}
  .btn-primary:hover{transform:translateY(-2px);box-shadow:0 12px 24px rgba(21,35,63,.22)}
  .btn-ghost:hover{transform:translateY(-2px);box-shadow:0 10px 22px rgba(198,161,91,.20)}

  @keyframes rise{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:none}}
  @keyframes floatA{from{transform:translate(0,0) scale(1)}to{transform:translate(30px,22px) scale(1.08)}}
  @keyframes shimmer{to{background-position:200% center}}

  @media (prefers-reduced-motion: no-preference){
    .hero::before{content:"";position:absolute;top:-140px;right:-120px;width:300px;height:300px;border-radius:50%;background:radial-gradient(circle at 50% 50%, rgba(198,161,91,.07), rgba(198,161,91,0) 70%);filter:blur(56px);pointer-events:none;z-index:0;animation:floatA 22s ease-in-out infinite alternate}

    .js .herohead{opacity:0;animation:rise .7s ease both}
    .portrait-ring{animation:shimmer 8s linear infinite}
    .js .hero .rule{opacity:0;animation:rise .7s ease .18s both}
    .js .hero .lead{opacity:0;animation:rise .7s ease .28s both}
    .js .hero .cta{opacity:0;animation:rise .7s ease .38s both}

    .js .reveal{opacity:0;transform:translateY(20px);transition:opacity .7s ease, transform .7s ease}
    .js .reveal.in{opacity:1;transform:none}
    .cards .card:nth-child(2){transition-delay:.08s}
    .cards .card:nth-child(3){transition-delay:.16s}
    .cards .card:nth-child(4){transition-delay:.24s}

    .js .snum svg path{stroke-dasharray:1;stroke-dashoffset:1;transition:stroke-dashoffset 1.15s ease}
    .js .reveal.in .snum svg path{stroke-dashoffset:0}
    .js .snum b{opacity:0;transition:opacity .5s ease .5s}
    .js .reveal.in .snum b{opacity:1}
  }

  @supports ((-webkit-background-clip:text) or (background-clip:text)){
    @media (prefers-reduced-motion: no-preference){
      .hero h1{background:linear-gradient(90deg, var(--navy), var(--gold) 50%, var(--navy));background-size:200% auto;-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;animation:shimmer 9s linear infinite}
    }
  }